Terms and Conditions of Use

Welcome to Safenest Super!

These terms and conditions outline the rules and regulations for the use of Safenest Super Pty Ltd's Website, located at https://safenestsuper.com.au.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Safenest Super if you do not agree to take all of the terms and conditions stated on this page.

Effective Date: 20 September 2025

1. Acceptance of Terms

1.1. Agreement: By accessing and using the website www.safenestsuper.com.au (the "Service") operated by Safenest Super Pty Ltd (ABN 42 689 194 616) ("we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, you must cease use of the Service immediately.

1.2. Governing Law: These Terms are governed by the laws of Queensland, Australia, and the Commonwealth of Australia. You submit to the non-exclusive jurisdiction of the courts of Queensland.

2. General Information and Disclaimer (No Financial Advice)

2.1. General Advice Only: The content, commentary, tools, educational materials, and information provided on the Service (the "Content") are provided for general information and educational purposes only.

2.2. Not Professional Advice: The Content does not constitute, and should not be relied upon as, professional, legal, tax, or financial advice tailored to your personal circumstances. We are not a licensed financial planner, accountant, or legal firm.

2.3. Independent Review Required: You must seek independent professional advice from a suitably qualified and licensed professional before making any financial or investment decisions, including decisions related to Self-Managed Super Funds (SMSFs).

2.4. Accuracy and Reliance: While we strive for accuracy, we do not guarantee the completeness, reliability, or currency of the Content. Financial laws, regulations, and markets change rapidly. Your reliance on any information obtained through the Service is strictly at your own risk.

2.5. Australian Residents: The Content is intended for use by Australian residents only, unless otherwise expressly stated.

3. Intellectual Property Rights

3.1. Ownership: All Content on the Service, including text, graphics, logos, images, software, and compilation of the Content (collectively, "Intellectual Property"), is our property or is used with permission, and is protected by Australian and international copyright and intellectual property laws.

3.2. Limited Licence: We grant you a revocable, non-exclusive, non-transferable, limited licence to access and use the Service and the Content for your personal, non-commercial purposes only.

3.3. Prohibitions: You must not, without our prior written consent: a) Reproduce, redistribute, republish, or commercialise any of the Content. b) Modify or edit the Content in any way. c) Use any data mining, robots, or similar data gathering or extraction methods.

4. User Obligations and Prohibited Conduct

4.1. Lawful Use: You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service.

4.2. Prohibited Conduct: You must not engage in any activity that is fraudulent, misleading, deceptive, illegal, defamatory, or harmful to the Service or other users.

5. Third-Party Links

5.1. The Service may contain links to websites operated by third parties (Third-Party Sites). We do not control, endorse, or make any representations regarding the content or accuracy of any Third-Party Sites.

5.2. Your use of Third-Party Sites is subject to the terms and conditions of those sites. We are not responsible for any loss or damage you incur as a result of using a Third-Party Site.

6. Limitation of Liability

6.1. General Liability: To the maximum extent permitted by law, we exclude all conditions, warranties, and terms implied by custom, law, or statute. We will not be liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses, resulting from: a) Your use of or inability to use the Service or Content. b) Any investment decision made based on the Content. c) Unauthorized access to or alteration of your transmissions or data.

6.2. Australian Consumer Law (ACL): Nothing in these Terms attempts to restrict, exclude, or modify any rights or remedies that you may have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)). Our liability for any breach of a condition or warranty implied by law that cannot be excluded is limited to, at our option, supplying the services again or paying the cost of having the services supplied again.

7. Indemnity

7.1. You agree to indemnify and hold harmless us, our directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including, but not limited to, legal fees) arising from your use of and access to the Service, including any breach of these Terms.

8. Changes to Terms

8.1. We reserve the right to modify these Terms at any time by posting the updated Terms on the Service. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically for changes.

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